https://www.hfcu.org/
1. Hanscom Federal Credit Union Rate is 2.75% (0.5% below Prime) for 75% LTV and 3.25% for 80% LTV. They do a free drive by appraisal if they cannot get the value of the home in the Home Value Estimator. They offer a no closing cost HELOC with the option to lock to a fixed rate. Currently, the best outfit out there.
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